While it is apparent that some travelers does not consider the "purchase" of a travel insurance as an essential commodity when embarking on a journey, either within their country of residence or international, the choice of obtaining an insurance cover could be both beneficial to the insured and many a times can become the most valuable investment to be made prior to a journey.
Just like other insurance cover, the idea behind the travel insurance is to provide cover to the insured while embarking on a journey, either locally or worldwide from both anticipated or unanticipated risks "which might arise,"....... as a result of poor health conditions, injuries due to accidents, loss of valuables while on a voyage or even the loss of life.
How you are protected.
A.Medical: Flying, especially at high altitudes could have some adverse effects on your health, which could result to deteriorating health conditions, or one needing prompt medical attention. Aside that, there are also known cases of travelers suffering from deteriorating health conditions as the result of climatic changes and harsh weather condition of their new locations, not being able to adapt to their new environment or even being away from loved ones or home sick. Most travel covers will allow the insurance companies to indemnify by making the necessary arrangements in getting one hospitalized and receive the needed medical attentions.also, most insurance policies have limits to which it can go, and one should be wary of it.
B.Loss of valuable items, while on a journey. There are reported cases where passengers have lost their valuable items or possessions while embarking on a journey, such as money, laptops, cameras or even passports, and if your valuable items are among the lists, compensations will be made according to the limits. It is advisable when purchasing a cover to take out time to study the available policies and terms, so as to pick the one that is right for your trip.
C.Trip cancellations:This usually occurs when one decides to change the course of trip, mostly as a result of unforeseen circumstances or situations beyond your control, like a change in a venue or date of an important event or cancellations of flight due to anticipated occurrence or danger.
D.Disability:This is a situation when one suffer a terminal injury or disability as a result of breakout of infectious or contagious disease or epidemics from the place of your sojourn.
D.Injury or death :This is when a passengers suffers from an injury or even death, mostly from accidents through a plane crash or other incidents, the beneficiaries to this form of policies are mostly relatives or next of kin if the insured dies in the process."Other Covers" include, plane hijack, terrorist attack, war etc, although there is an exclusive limit to what one gets with most underwriters.
Just like other insurance cover, the idea behind the travel insurance is to provide cover to the insured while embarking on a journey, either locally or worldwide from both anticipated or unanticipated risks "which might arise,"....... as a result of poor health conditions, injuries due to accidents, loss of valuables while on a voyage or even the loss of life.
How you are protected.
A.Medical: Flying, especially at high altitudes could have some adverse effects on your health, which could result to deteriorating health conditions, or one needing prompt medical attention. Aside that, there are also known cases of travelers suffering from deteriorating health conditions as the result of climatic changes and harsh weather condition of their new locations, not being able to adapt to their new environment or even being away from loved ones or home sick. Most travel covers will allow the insurance companies to indemnify by making the necessary arrangements in getting one hospitalized and receive the needed medical attentions.also, most insurance policies have limits to which it can go, and one should be wary of it.
B.Loss of valuable items, while on a journey. There are reported cases where passengers have lost their valuable items or possessions while embarking on a journey, such as money, laptops, cameras or even passports, and if your valuable items are among the lists, compensations will be made according to the limits. It is advisable when purchasing a cover to take out time to study the available policies and terms, so as to pick the one that is right for your trip.
C.Trip cancellations:This usually occurs when one decides to change the course of trip, mostly as a result of unforeseen circumstances or situations beyond your control, like a change in a venue or date of an important event or cancellations of flight due to anticipated occurrence or danger.
D.Disability:This is a situation when one suffer a terminal injury or disability as a result of breakout of infectious or contagious disease or epidemics from the place of your sojourn.
D.Injury or death :This is when a passengers suffers from an injury or even death, mostly from accidents through a plane crash or other incidents, the beneficiaries to this form of policies are mostly relatives or next of kin if the insured dies in the process."Other Covers" include, plane hijack, terrorist attack, war etc, although there is an exclusive limit to what one gets with most underwriters.
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